Dec 30
prepaid legal
Light asked:


Hi, I′ve gotten mixed views about prepaid legal. So far, both sides of the fence are equal so I′d like to present this question one more time to those of you out there who know what prepaid is and have had experience with it, whether you’ve been an associate or you’ve had the service for yourself or have even heard about it thru others. Should I get involved in this company as an associate? I don’t want to put anyone through any unwanted hardships if I offer this program to people. Thanks.

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Dec 26
pre-paid legal
David L asked:


I do not understand pre paid legal….Seeing that most lawyers charge at least $300 to $500 an hour and usually need several hours on anything they work on. What could a consumer really be getting for $36 a month?

Also, it seems like the people I have met who sell pre paid legal are all raw raw, like it is some sort of cult?

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Dec 25
identity theft insurance
golly jolly asked:


My brother is at the beginnings of a divorce and his lovely wife *sarcasim* opened over 4 credit cards in his name without his knowing. Among other acts of deception including marrying him for health insurance to take care of a pregnancy and a child that she lied and said was his and taking money to pay her bills and then never paying them and then he later would have to pay them again……..can he file for marriage fraud and identity theft?

The Rich Jerk
Dec 25
pre-paid legal
Bendak asked:


I have been an associate for Pre-Paid Legal for a few months now and am doing quite well. Not only am I making money but I have used the attourney services several times and have been VERY happy with the results. Recently, I have become injured and homebound for the next three months. I am no longer able to go out and talk to people about this great service so I am looking for ideas of how to market myself while trapped at home.

Can anyone think of / recommend any marketting ideas that will reach a large number of people? I appreciate any help you can provide. Have a great day!

Thanks!

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Dec 24
identity theft insurance
Andre K asked:


My insurance has paid their part on seven ER visits on my son this yr.
Each visit was a result of him having a seizure and injuring himself. dislocating his shoulder several times and splitting his forehead. He is in college but very stupid because all these er visits were unnecessary because he failed to take his antiseizure rx or failed to take it on schedule. I can’t afford to pay my deductibles and copay. The hospitals said I can fill out a form for financial assistance but they want me to apply for welfare/medicaid and want all my personal info such as taxes or they will turn me over to a collection agency. I am leary of this because there is so much identity theft. Are there any alternatives? I am a single parent and money is tight although I am employed full time. What will the collection agency do if I can’t pay.

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Dec 23
prepaid legal
tina asked:


Im currently still looking for a job that I can work from home .I got offered a job at prepaid legal.They are members of the better business bureau but when I checked them out they have ALOT of complaints…what should I do?

Sales Copy
Dec 23
prepaid legal
maniishma asked:


Did you ever sign to be an associate? How much money did you make? Did you really treat it like a part time job? Did you sign up for a membership? Did you like their services? I dont want to be selling something less than great, especially not being a salesperson myself i would hate to go into this for nothing. Let me know about youguys experience with this. Thank you.

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Dec 17
identity theft insurance
MB asked:


I sent a completed application to Bank of America to open a new Brokerage Acct with a copy of my passport, copy of my driver license, my social security number, my checking acct no and bank routing number by fax. Bank of America said they have not received the faxed documents. I am really concerned that if these documents fall in wrong hand, it can misused for any purpose. I am 100% sure that the Bank received the fax since I have fax confirmation receipt. Can you please advise me on the followings?

I will close my bank account. But the submitted documents can be misused for getting loans and credit cards etc. How can I protect my self against this? Is there any insurance available?

I really want to complain against Bank of america since the bank is taking this lightly and hesitant in doing any investigation of this issue. I am just a small customer which means nothing to the bank. Is there any organization where I can submit this complaint against this bank?

Sales Copy

Dec 13
legal insurance
pmojjo2003 asked:


I am looking for a loan and I have been offered loans from two companies that seem to be legit. The only catch is a loan insurance premiem that they are asking for prior to funding. Is that legal/egit…I’m not thinking so but I do not know/ Please help.

Four Tier Annihilation
Dec 11
legal insurance
Carol E asked:


I am trying to get a health insurance policy with Blue Cross/Blue Shield of IL. I have had and HMO policy with them for about 3 years. My cobra policy with them is about to run out shortly as of March 1. I was in the process of trying to get another policy with them. I had the understanding that they would cover me completely since I had been covered with them for 3 years. Was I mistaken? Can they reject me just like anybody else? Do they not have to accept my medical pre -existing conditions? I thought they did since they had been covering them for this amount of time. I do not know anything about the law. Is there any place I could look to find out my rights in this matter? I have to know soon. I do not want to be without insurance.

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